Apply for Anthem Insurance

Most of the Anthem Blue Cross health insurance plans in 2010 are "open access". This means you can visit any doctor in the provider network, without the need to get a referral from your primary doctor first. There are 3 health plans with Anthem Blue Cross. 1. HMO Plans, 2. Upfront Deductible Plans, 3. HSA Compatible Plans.

1. HMO Plans in 2010: There is 1 Anthem HMO plan referred to as BlueCare. This is the only Anthem plan that provides benefits for maternity and pregnancy. This plan has low copayments for doctor visits. This medical plan has larger payments for hospital stays and outpatient surgery. View Plans, 2010 Rates, and Quotes here

2. Up front Deductible Plans in 2010: There are 4 Deductible Plans referred to as Century Preferred Plans. There are 2 types: the 80/20 plan and the 100 plan. These plans have a calendar year deductible that must be met before the plan pays for medical care. Once you have paid the "up front deductible" and coinsurance, you have 100% coverage for doctors, hospitals, and medical services. View Plans, 2010 Rates and Quotes here

3. HSA Compatible Plansin 2010: are called Lumenos. These plans are like the up front deductible plans above, but have 2 differences. 1. The yearly deductible does not apply to specific preventative care. 2.The yearly HSA deductible must be met before the Anthem health insurance will pays for prescriptions, doctors and other medical services. See 2010 benefits and rates here

4. Prescription Drug Coverage: Precription Drug coverage is optional on some of Anthems Health Plans. Some plans allow you to use Prescription Drug coverage before the deductibles. View Prescription Drug Benefits here

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230 Hartford Turnpike
Vernon, Ct 06066